1. Who we are
Ledgerly is software published by the operator of this site, reachable at jibreelm.dev@gmail.com. In these terms "Ledgerly", "we" and "us" mean that operator, and "you" means the person using the app.
2. What Ledgerly is and is not
Ledgerly is a self custodial wallet interface for the XRP Ledger. It generates and stores keys on your own device, and it helps you sign transactions and broadcast them to a public network you choose.
Ledgerly is not a bank, exchange, broker, custodian, money transmitter or investment adviser. We never hold your keys, your recovery phrase, your password or your funds, we never take possession of anything you send, and we cannot move, freeze, reverse or recover a transaction for you.
3. Your account and your keys
You are responsible for your recovery phrase, your wallet password and any device you use. Because keys stay with you, losing your phrase means losing access to the funds it controls, and no one, including us, can restore it. Anyone who obtains your phrase can spend your funds.
An optional profile account, if you create one, only stores wallet nicknames and saved payees so they follow you between browsers. It is not a backup of your keys and it does not give us any control over your wallet.
4. Acceptable use
You agree not to use Ledgerly to:
- break any law that applies to you, including sanctions and anti money laundering law
- launder proceeds of crime or finance illegal activity
- attack, overload, reverse engineer or interfere with the app or the networks it reaches
- impersonate anyone or misrepresent your relationship to Ledgerly
You confirm you are at least 18 years old and that using a self custodial wallet is legal where you live.
5. Third party services
Ledgerly connects to public XRP Ledger servers, block explorers, token directories, test faucets and, if you use them, outside on ramp providers. Those services are run by other people under their own terms, and we do not control their availability, accuracy, fees or decisions.
6. No warranty
Ledgerly is provided as is and as available, without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non infringement. We do not promise the app will be uninterrupted, error free, or that any transaction will confirm.
7. Limitation of liability
To the fullest extent the law allows, we are not liable for lost profits, lost value, lost data, lost recovery phrases, or any indirect, incidental, special, consequential or punitive damages arising from your use of Ledgerly. Our total liability for any claim is limited to one hundred United States dollars.
8. No financial advice
Nothing in Ledgerly is financial, tax or legal advice, and nothing here is an offer to buy or sell any asset. Listing a token in the directory is not an endorsement. You decide what you hold and what you send, and you are responsible for your own tax reporting.
9. Changes and ending use
We may update the app or these terms. When the change is meaningful we will update the date on this page. You can stop using Ledgerly at any time, and because your keys are yours, your wallet keeps working with any other XRP Ledger wallet that accepts your recovery phrase.
10. Governing law
These terms are governed by the laws of the State of Missouri and applicable federal law of the United States, without regard to conflict of law rules. Any dispute will be brought in the state or federal courts located in Missouri, and you agree to that venue.
11. Contact
Questions about these terms can go to jibreelm.dev@gmail.com.